IRS Means Never Having to Say….Anything The IRS is not like most creditors. (Your probably knew that.)  The IRS in bankruptcy is not like...

…But the Car Still Has to Pay. When you file Chapter 7 bankruptcy, that means you don’t have to make the car payments. But that does not...

In the last few months, OneMain has been contacting me about reaffirmation negotiation on car loans. That took me by surprise. With the...

Right After Bankruptcy, Carla Signed on a Car Loan and She’s Probably Gonna Lose Her House I tell people please please please, do not get...

I just finished a survey of people who filed bankruptcy with me three years ago. Here’s one big thing I found out: credit scores three...

After bankruptcy, get a credit card. Get a couple. Getting back to good credit is one of the five ways bankruptcy gives you a new start....

After Bankruptcy, check your credit score Most people have a credit score of about 620 a couple months after bankruptcy.  That’s from a...

After Bankruptcy Mistakes: Navy Fed does the Right Thing; Wells Fargo Makes More Excuses. Everybody makes mistakes. Banks do, too. When...

Holly Gets Hired After Bankruptcy and Gets a New Company Credit Card Holly was at the end of her rope. She’d been out of work for two...

Keep the Car In Chapter 7 Bankruptcy: What Are your Choices? When you file Chapter 7 bankruptcy, you are “in the drivers seat” with some...

Alice Gets After Bankruptcy Car Loan at 4.76% Less than a year after bankruptcy, Alice got approved for a 4.76% loan on a Nissan Versa....

Terrance was standing outside my door when I unlocked, Friday last week. Terrance filed Chapter 7 bankruptcy with me, January 2013.  I...

Ford Credit Has the Right to Pick Up You Car When you File Bankruptcy, Even If You Are Current. Actually, under the 2005 bankruptcy...

More often than they should, debt collectors contact people after the bankruptcy is over. I’m Northern Virginia Bankruptcy Lawyer Robert...

Two years after bankruptcy, Tonya is as home owner. Tonya M of Stafford Va, filed bankruptcy with me in January 2013. In May 2015, she...

When they came to see me in January, Harold and Linda were ten days from foreclosure.  Today their mortgage is current and their bad...

Fred’s after bankruptcy credit score is 707 Fred M was a small business owner.  Because his business was dragged down by the recession,...

In just thirteen months, Maria’s credit score after bankruptcy was above the national average Are you one of the people who still thinks...

Good News:  Fannie Mae Announces New Shorter Waiting Period for After Bankruptcy Mortgage. Here’s the most important question for people...

Can I get a mortgage after filing bankruptcy? Every week I assure five or six nervous couples that, yes, it is possible to buy a house...